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PPF Calculator
Estimate PPF maturity amount and interest earned.
PPF rates can change; update rate to match current PPF interest.
About this tool
This ppf calculator helps you estimate PPF maturity amount from annual contributions. It is designed for Indian users who compare numbers quickly on mobile and want a result they can share on WhatsApp.
We show the key outputs first, then explain the formula and assumptions in plain English. You can tweak rate/tenure/contribution values to run multiple scenarios.
PPF rules (deposit limits, tenure, interest) can change; check latest official updates. Always verify with your bank/NBFC or official statement before making a financial decision.
How to use
- 1 Enter your inputs (amount, rate, tenure, or contribution).
- 2 Click Calculate to get the key results instantly.
- 3 Use the example cases to validate your inputs.
- 4 Adjust one variable at a time to compare scenarios.
- 5 Bookmark the page for repeated use.
Examples
Quick example
Sensitivity check
Notes & assumptions
- Rates are annual unless stated otherwise; compounding can change outcomes.
- Results are estimates, not a guarantee of returns or approval.
- For taxes/fees, confirm the latest official rules for your state and product.
- Rounding may create small differences vs. lender statements.
- Use inflation-adjusted planning for long goals.
Frequently asked questions
? Is this calculator free to use?
Yes. It is free and works directly in your browser.
? Why is my bank’s number different?
Banks may use different day-count conventions, rounding, or fee/tax handling. Use this as an estimate and cross-check with the bank’s schedule.
? Can I share the results?
Yes—many people copy the results into WhatsApp messages while comparing options.
? Do you store my inputs?
No. Calculations run on-demand and are not intended to store personal data.